The Open Enrollment Or General Enrollment Period For Medicare Ends on March 31st 2025
Some Of Our Partners ~ Not An All Inclusive List!
.PNG/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=h:100,cg:true)
.png/:/rs=h:100,cg:true,m)
.svg.png/:/cr=t:0%25,l:0%25,w:14.29%25,h:14.29%25/rs=h:100,cg:true,m)
Prescription Coverage Payments Becoming A Drag?
See If You Qualify For A $0.00 Premium Medicare Advantage Prescription Drug Plan (MAPD) Today...! ALL Plans Come With Prescription Drug Coverage For The Majority Of Your Prescriptions. Dental Coverage For YOUR Specific Needs, Vision Coverage For Eye Glasses (Lenses & Frames) Or Contacts, (Disposable or Permanent) Hearing Coverage For Routine Hearing Exams & Hearing Aids, Flex Benefits ~ Like Grocery & Over-The-Counter (OTC) Cards, Utility Payments Benefits For Your Electric Or Gas Bill...Even Your Mobile Phone Bill. In Some Cases, Benefits To Pay Your Rent Or Mortgage Payments. Find Out How Fletcher Financial Can Help You Maximize The Benefits Of Your Current Plan Or Find A New Plan That Fits YOUR Needs!
What Exactly Is Insurance & Why You Need It?
Insurance is a financial contract between an individual or business and an insurance company that protects against financial losses due to unexpected events:
- Definition: Insurance is a way to manage risk by paying a premium to an insurance company in exchange for protection against financial losses.
- Purpose: Insurance can help pay for unexpected events like accidents, illnesses, natural disasters, and more. It can also help pay for routine costs like medical checkups and dental visits.
- Policy: An insurance policy is a legal contract between the insurance company and the insured. The policyholder is the person or business that receives the policy, but the insured may be a different person or entity. For example, if a company buys life insurance for an employee, the employee is the insured and the company is the policyholder.
- Types of Insurance: There are many types of insurance, including renter's insurance, vehicle insurance, life insurance, and health insurance.
- Importance: Insurance can help keep your life on track after an unexpected event. In some cases, like auto insurance and workers' compensation, you may be required by law to have insurance.
Did You Know That...
In Medicare, "OEP" stands for "Open Enrollment Period," specifically referring to the "Medicare Advantage Open Enrollment Period" which is a time frame when individuals enrolled in a Medicare Advantage plan can switch to a different Medicare Advantage plan or return to Original Medicare; this period typically runs from January 1st to March 31st each year. Key points about OEP:
- Who can use it: People already enrolled in a Medicare Advantage plan.
- What you can do during OEP: Switch to another Medicare Advantage plan, or go back to Original Medicare and potentially enroll in a standalone Part D prescription drug plan.
- When it happens: Usually from January 1st to March 31st.
How is Medicare Advantage Open Enrollment different from Medicare Annual Enrollment?
The main difference between Medicare Advantage Open Enrollment and Medicare Annual Enrollment is who can use each one. Medicare Annual Enrollment is when anyone who has Medicare can make coverage changes for the upcoming year, while Medicare Advantage Open Enrollment is only for people who are currently enrolled in a Medicare Advantage plan.
Another difference between the two is the timing. Medicare Annual Enrollment is October 15 - December 7, while Medicare Advantage Open Enrollment is January 1 - March 31. Both happen every year.
Choose From A Wide Variety Of Carriers That Fits YOUR Needs!
Anthem BC/BS Plans
Understanding insurance can be overwhelming, but at Fletcher Financial Insurance & Consulting Services, LLC, we simplify the process for you. Our personalized consultations allow us to assess your specific needs and recommend the best policies for you. We take the time to explain the details, so you can make informed decisions about your insurance coverage. Your satisfaction is our priority.
Humana Plans
At Fletcher Financial Insurance & Consulting Services, LLC, we understand that every individual has unique needs. That's why we offer a range of comprehensive insurance coverage options tailored to protect you. From health & life insurance plans, we ensure you have the right protection in place. Let us help you find the perfect coverage that suits your lifestyle and financial goals.
United HealthCare Plans
At Fletcher Financial Insurance & Consulting Services, LLC, we offer a wide range of insurance options tailored to meet your unique needs. Whether you're looking for health or life insurance, our team of experts are here to help guide you through the selection process. We prioritize your peace of mind by ensuring you have the right coverage to protect your assets and loved ones.
Devoted HealthCare Plans
Navigating the world of insurance can be overwhelming. At Fletcher Financial Insurance & Consulting Services, LLC, our team of experienced professionals is here to provide you with expert advice tailored to your specific situation. Whether you're looking to understand policy details or need help filing a claim, we are dedicated to making the process as smooth as possible. Trust us to guide you through your insurance journey.
Affordable Care Act Individual & Family Plans
Affordable Care Act Individual & Family Plans
Protect your health with customized insurance solutions from Fletcher Financial Insurance & Consulting Services, LLC. We understand that every individual and family is different, which is why we work closely with you to assess your concerns and guide you to obtain coverage that fits you or your entire family's needs. From health to life insurance, we help safeguard your future from the things that may be unseen at the moment.
TRUSTED BY MANY ~ OUR INTEGRITY IS PARAMOUNT!
See Our A+ Rating With The BBB
Integrity Definition: Integrity is the quality of being honest and having strong moral principles. It's about doing the right thing, even when it's difficult or no one is watching.
- Honesty: Always telling the truth, regardless of the circumstance.
- Respect: Having respect for others.
- Patience: Being patient with others.